The Peak Perspective
Should You Gift a Down Payment or the Entire Purchase Price to Your Child?
Helping your child buy their first home Buying a first home is one of the biggest milestones in life, and as a parent, you may want to help make it happen for your child. One common question is whether you should help by gifting a down payment or covering the...
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Building Wealth with Discipline and Diversification
Building wealth is a personal, long-term journey requiring a disciplined approach to avoid the emotional hurdles that investing presents us. One of the toughest challenges...
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Should You Co-Sign or Co-Borrow for Your Child’s First Home?
Purchasing a first home has become increasingly challenging for young adults due to rising home prices and elevated mortgage rates. As of April 2025, the...
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Understanding Required Minimum Distributions (RMDs) in 2025
If you’re approaching retirement or have already withdrawn from retirement accounts, Required Minimum Distributions—or RMDs—should be an important consideration when reviewing and assessing your overall...
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How Time Can Be Your Secret Weapon for Building Wealth
Forget market timing or chasing trends—time is the single most powerful factor in building long-term wealth. Compound growth, by definition, rewards patience. Once your capital...
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Stock Review: Microsoft
Microsoft reported earnings on April 30th for the third quarter of their fiscal year. Year-over-year revenue growth was 13%, with an operating margin of 45.6%....
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8 Ways to Protect Your Information Online
Nowadays, ensuring you do your part to protect your online information is crucial. Criminals constantly try to uncover ways to obtain private and sensitive account...
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Quarterly Client Letter: Q1 2025
A tariff is a tax imposed by one country on the goods and services imported from another country to influence it, raise revenues, or protect competitive advantages....
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Comprehensive & Holistic Wealth Management Services in Boulder
If you have $1 million or more in investable assets, you’ve likely worked hard to build your wealth-and now you want to protect and nurture...
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Why Do I Need a Financial Advisor?
When it comes to hiring a financial advisor, many people ask themselves, “Do I really need a financial advisor?” The answer varies depending on individual...
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An Interview with Terry Hefty, Founder Emeritus of Peak Asset Management
At Peak Asset Management, our mission has always been to help individuals organize their financial lives and build lasting, trusted relationships. Since our founding in...
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Tax-Smart Investing & Retirement Planning Strategies
Why Tax Efficiency Matters in Retirement Planning No matter what phase of the wealth cycle you are in, taxes are a part of life, and...
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Comparing Fee-Only vs Fee-Based Financial Advisors
Understanding the Distinctions and Advantages of Fee-Only vs. Fee-Based Financial Advisory Practices Choosing a financial advisor is one of the most important decisions you and...
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